Which documents do I need for my mortgage if I’m self employed?

30 April 2025

Mortgage Documents for self employed sole traders

If you’re a self employed sole trader applying for your mortgage, here are the income documents that will be required for a successful mortgage application.

What’s needed:

If you are a self employed sole trader you will need to provide an SA302 and also a Tax Overview Document. Usually we will need to see the latest two years, although in some instances just the latest year may be acceptable.

How do I get my SA302?

log into your HMRC online account
Scroll down and log in
Select ‘Self Assessment’
Follow the link ‘Get SA302 tax calculation’ using the appropriate date range
Click ‘view and print your calculation’
Select ‘save as PDF’

How do I get my Tax Overview Document?

Log into the HMRC online account
Select ‘Self Assessment’
Follow the link ‘view self assessment return’ using the appropriate date range
Select the correct tax year required form the drop down box
Click ‘go’
Scroll down and click ‘print your tax year overview’
Select ‘save as PDF’

You will now be able to upload this directly to your mortgage broker using our safe and secure online upload portal here:

UPLOAD YOUR DOCUMENTS

Need some help or advice?

We are ready to help you with your mortgage journey. Please complete our contact form here and your dedicated Mortgage Broker will be in touch with you soon:

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