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Gifted Deposits
Can I use a gifted deposit to buy my new home? Yes you can! Most lenders will accept a gifted deposit. How does a gifted deposit work? You can use… Read more
How long should I fix my mortgage for ?
The benefit of fixing your mortgage is that it gives you stability of monthly mortgage costs by protecting you against interest rate rises. The longer you fix for the more… Read more
Mortgage Product Fees
Should I pay a mortgage product fee? A mortgage product fee is charged by your lender. Paying a product fee will often secure you a better rate. Your mortgage broker… Read more
What Type Of Mortgage Valuation or Survey Do I Need?
It’s important to understand the different types of survey so that you can decide which one is most suitable for you. Basic Mortgage Valuation Your mortgage lender will insist that… Read more
Can I Use My Overtime To Get A Bigger Mortgage?
If you want to use your overtime as part of your income to get the mortgage you need then here is everything that you need to know. How do mortgage… Read more
Can I Get A Mortgage If I Have Just Started A New Job?
Yes , you can! If you have recently started a new job you can still apply for a mortgage. What if I have no pay slips? If you have just… Read more