How much can I borrow?
There is a good reason why you will not find a mortgage calculator on our website. The only way to get an accurate maximum borrowing calculation is by chatting with a good mortgage broker.
What do lenders look at?
Lenders look at age, credit score/status, income, expenditure, credit history, dependant children, property type, spending habits and much more.
Why do mortgage affordability calculators not work?
Every lender has its own way of calculating affordability. Some lenders will accept overtime and bonus payments, some will give you enhanced income multiples. There is no one size fits all approach to calculating mortgage affordability.
How can I get an accurate affordability calculation?
Simply make an enquiry below to get a full affordability assessment from our mortgage broker team
By completing this form you will receive a phone call from our mortgage adviser who will be able to provide you with a full quotation and advice.
Now that you have filled in this form why not find out more about us?
What we do:
- Search from a unlimited range of mortgage lenders for the best options available for you
- Offer completely unbiased mortgage advice
- Home buyer mortgages
- Remortgages
- Buy to let mortgages
- Equity release – expert advice for later life borrowing
- Life insurance
What we don’t do:
- Pay your mortgage – if you do not keep up on your mortgage repayments, your home may be repossessed.
- Charge you a fee – we are a fee free broker, providing expert advice without the fees!