How Much Can I Borrow?

15 January 2022

How much can I borrow?

There is a good reason why you will not find a mortgage calculator on our website. The only way to get an accurate maximum borrowing calculation is by chatting with a good mortgage broker.

What do lenders look at?

Lenders look at age, credit score/status, income, expenditure, credit history, dependant children, property type, spending habits and much more.

Why do mortgage affordability calculators not work?

Every lender has its own way of calculating affordability. Some lenders will accept overtime and bonus payments, some will give you enhanced income multiples. There is no one size fits all approach to calculating mortgage affordability.

How can I get an accurate affordability calculation?

Simply make an enquiry below to get a full affordability assessment from our mortgage broker team

By completing this form you will receive a phone call from our mortgage adviser who will be able to provide you with a full quotation and advice.

Now that you have filled in this form why not find out more about us?

What we do:

Search from a unlimited range of mortgage lenders for the best options available for you
Offer completely unbiased mortgage advice
Home buyer mortgages
Remortgages
Buy to let mortgages
Equity release – expert advice for later life borrowing
Life insurance

What we don’t do:

Pay your mortgage – if you do not keep up on your mortgage repayments, your home may be repossessed.
Charge you a fee – we are a fee free broker, providing expert advice without the fees!

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   Based on 124 reviews 
    
 
 
 
   
 
 
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   ryan smith 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very quickly responded within minuets and arranged a report for me very rapidly in multipal scenarios which other company's often refuse to do or charge extra per scenario would certainly use again thanks very much Paul for you efficient and friendly help
  
 
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   Yasmin Khanum 
 
 
 
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   Adam Baldwin 
 
 
 
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   john mowatt 
 
 
 
 Trustindex verifies that the original source of the review is Google. Really good service very straightforward.
  
 
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   Lionel Hives 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very calming and reassuring professionalism, Paul took very patient steps with my lack of knowledge and supported my request far beyond where I thought the fee covered and delivered a detailed response to my demanding requirements. Thoroughly recommended.
  
 
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   Elly 
 
 
 
 Trustindex verifies that the original source of the review is Google. The phone was answered when I rang, which is unusual in the modern world. Paul was very knowledgable, reassuring and friendly when I spoke to him even though I had a load of anxious questions. The report was done incredibly quickly and the form was straightforward to fill out even for me who struggles with forms. It also massively beat other companies on price. Thank you Paul. I highly recommend your service.
  
 
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   oscar pantano 
 
 
 
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   Callum Palmer 
 
 
 
 Trustindex verifies that the original source of the review is Google. Fantastic service. Last minute I found out I needed a mortgage capacity report for court. I spoke with Paul, who reassured me he would get it done as soon as possible, he emailed it over within an hour or 2. Massively appreciated. Whole process was easy and did not take long.
  
 
  
  
 
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